---
title: What is a user payment limit.
description: What is a user payment limit?
---
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November 11, 2025
# What is a user payment limit.
## This article explains what a user payment limit is and how the limits work.
**What does the user limit do?**
A user payment is a sum of money or count of transactions that will be applied to your users. This will allow the system to count the number of transactions or the spend amount. Once you reach your limit you will be blocked from creating transactions without an approval for any additional spend.
**What is a Limit?**
A limit could be; A year, a month, a quarter, a fiscal year or a sliding window.
**Do all users have to have the same limit?**
No - you can set different limits for each user as required.
**What is the purpose of a limit?**
The purpose of these limits is to protect from over-spend. Within the **User** payment limits, it is similar to a credit limit, which is reset every month.
**Can you have multiple limits set up?**
Yes. You can place a limit on the monthly spend limit and the yearly spend limit.
**Is the reporting currency re-active?**
Yes. If you buy something in dollars or euros it will be converted to your reporting currency so that your limits always remain correct.
\*\*If you have admin rights and need to set up payment limits please see our guide on “How to create a user limit.”
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